Helping provide confidence in a complex financial world for over 51 years
Howard Manas, LUTCF
Fellow, Life Underwriters Training Council
Howard Manas is an independent general agent representing only the companies that are the tops in their field in order to find the right solution for your needs. Howard has been in the business for over 50 years, starting his practice in Chicago and relocating to Sterling, Loudoun County, Virginia, in October,1972.
Treating every person as an individual with specialized wants and needs, Howard's specific recommendations are ALWAYS in the client's best interest.
Howard is a strong believer in giving back to the community from which he earns his living. He is an active member of numerous civic and business organizations:
- Paul Harris Fellow, Rotary International
- Major Donor Level One, Rotary International
- Benefactor Level Two, Rotary International
- Rotary Club of Ashburn, Virginia
- Loudoun County Chamber of Commerce
- National Association of Insurance and Financial Advisors (NAIFA)
- 20-time recipient of NAIFA National Quality Award
- 20-time recipient of NAIFA National Sales Achievement Award
- Sterling Park Jaycees
- Virginia Jaycees Life Member
- Jaycees International Senator
Through these organizations, Howard has performed countless hours of community service since February, 1974 as well as supporting numerous charities.
Licensed in, and serving:
- Virginia
- West Virginia
- Maryland
Newsletters
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A New Year, A New Opportunity to Save with a 529 Plan
This article explains how a 529 plan can help a family save for college, including recent changes that have made these plans more flexible.
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HDHP/HSA Pairing May Help Control Medical Costs
High-deductible health plans offer potential savings by encouraging cost-effective choices in medical spending, as well as eligibility for a health savings account with tax advantages.
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All Eyes on the Earnings Picture
Earnings season can be a volatile period for stocks. As investors digest and respond to new data, the marketplace rewards some companies and punishes others.
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Don’t Forget About Credit When Planning for Retirement
Credit may not be at the top of the list when it comes to retirement, but good credit can make a big difference for retirees. This article looks at some key factors that lenders consider.
Calculators
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Life Insurance
How much life insurance would you need to produce a sufficient income stream for your family?
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Cash Flow Analysis
This Cash Flow Analysis form will help you weigh your income vs. your expenses.
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Taxable Equivalent Yield
Calculate the rate of return you would have to receive from a taxable investment to realize an equivalent tax-exempt yield.
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Roth IRA Conversion
This calculator can help you determine whether you should consider converting to a Roth IRA.