Helping provide confidence in a complex financial world for over 51 years
Howard Manas, LUTCF
Fellow, Life Underwriters Training Council
Howard Manas is an independent general agent representing only the companies that are the tops in their field in order to find the right solution for your needs. Howard has been in the business for over 50 years, starting his practice in Chicago and relocating to Sterling, Loudoun County, Virginia, in October,1972.
Treating every person as an individual with specialized wants and needs, Howard's specific recommendations are ALWAYS in the client's best interest.
Howard is a strong believer in giving back to the community from which he earns his living. He is an active member of numerous civic and business organizations:
- Paul Harris Fellow, Rotary International
- Major Donor Level One, Rotary International
- Benefactor Level Two, Rotary International
- Rotary Club of Ashburn, Virginia
- Loudoun County Chamber of Commerce
- National Association of Insurance and Financial Advisors (NAIFA)
- 20-time recipient of NAIFA National Quality Award
- 20-time recipient of NAIFA National Sales Achievement Award
- Sterling Park Jaycees
- Virginia Jaycees Life Member
- Jaycees International Senator
Through these organizations, Howard has performed countless hours of community service since February, 1974 as well as supporting numerous charities.
Licensed in, and serving:
- Virginia
- West Virginia
- Maryland
Newsletters
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Enriching a Teen with a Roth IRA
A teen with a part-time job can contribute to a Roth IRA, which is a flexible way to accumulate funds for college, retirement, and other long-term needs.
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HOT TOPIC: A Cautiously Optimistic Economic Outlook for 2024
The U.S. economy grew in the third quarter of 2023, despite high interest rates and unsettling geopolitical conflict. This article discusses market conditions and economic forecasts for 2024.
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Roth 401(k) News: Is It Time to Rethink How You Save for Retirement?
High-income participants will not be allowed to make pre-tax catch-up contributions to a traditional 401(k) or similar plan starting in 2026, but they will be able to contribute to a workplace Roth.
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Why the EPA is Focusing on “Forever” Chemicals
In March 2023, the Environmental Protection Agency proposed the first federal limits for six types of per- and polyfluoroalkyl substances, or PFAS, in public drinking water.
Calculators
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Retirement Plan Early Distribution
Estimate how much would remain after paying income taxes and penalties if you took an early distribution from a retirement plan.
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IRA Eligibility
Use this calculator to determine whether you qualify for the different types of IRAs.
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Lease Payment
How much would your monthly lease payment be?
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Life Expectancy
Knowing your likely life expectancy is an important factor in making long-term financial plans.