Helping provide confidence in a complex financial world for over 51 years
Howard Manas, LUTCF
Fellow, Life Underwriters Training Council
Howard Manas is an independent general agent representing only the companies that are the tops in their field in order to find the right solution for your needs. Howard has been in the business for over 50 years, starting his practice in Chicago and relocating to Sterling, Loudoun County, Virginia, in October,1972.
Treating every person as an individual with specialized wants and needs, Howard's specific recommendations are ALWAYS in the client's best interest.
Howard is a strong believer in giving back to the community from which he earns his living. He is an active member of numerous civic and business organizations:
- Paul Harris Fellow, Rotary International
- Major Donor Level One, Rotary International
- Benefactor Level Two, Rotary International
- Rotary Club of Ashburn, Virginia
- Loudoun County Chamber of Commerce
- National Association of Insurance and Financial Advisors (NAIFA)
- 20-time recipient of NAIFA National Quality Award
- 20-time recipient of NAIFA National Sales Achievement Award
- Sterling Park Jaycees
- Virginia Jaycees Life Member
- Jaycees International Senator
Through these organizations, Howard has performed countless hours of community service since February, 1974 as well as supporting numerous charities.
Licensed in, and serving:
- Virginia
- West Virginia
- Maryland
Newsletters
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Bear Market Emotions: Strategy vs. Reaction
Staying disciplined in building a well-constructed portfolio over time can help carry investors through the market’s rough spots.
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Don’t Forget About Credit When Planning for Retirement
Credit may not be at the top of the list when it comes to retirement, but good credit can make a big difference for retirees. This article looks at some key factors that lenders consider.
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HOT TOPIC: Tax Season News and Survival Tips
Taxpayers may want to be aware of important updates as they prepare to file their 2023 federal returns. This article includes information, filing tips, and last-minute opportunities for tax savings.
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SECURE 2.0: Big Impact for Small Businesses
This article discusses provisions in the SECURE 2.0 Act of 2022 that may be of particular interest to small business owners.
Calculators
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Retirement Plan Early Distribution
Estimate how much would remain after paying income taxes and penalties if you took an early distribution from a retirement plan.
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Cost of Retirement
Use this calculator to estimate how much income and savings you may need in retirement.
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Required Minimum Distributions
Estimate the annual required distribution from your traditional IRA or former employer's retirement plan after you turn age 73.