Helping provide confidence in a complex financial world for over 51 years
Howard Manas, LUTCF
Fellow, Life Underwriters Training Council
Howard Manas is an independent general agent representing only the companies that are the tops in their field in order to find the right solution for your needs. Howard has been in the business for over 50 years, starting his practice in Chicago and relocating to Sterling, Loudoun County, Virginia, in October,1972.
Treating every person as an individual with specialized wants and needs, Howard's specific recommendations are ALWAYS in the client's best interest.
Howard is a strong believer in giving back to the community from which he earns his living. He is an active member of numerous civic and business organizations:
- Paul Harris Fellow, Rotary International
- Major Donor Level One, Rotary International
- Benefactor Level Two, Rotary International
- Rotary Club of Ashburn, Virginia
- Loudoun County Chamber of Commerce
- National Association of Insurance and Financial Advisors (NAIFA)
- 20-time recipient of NAIFA National Quality Award
- 20-time recipient of NAIFA National Sales Achievement Award
- Sterling Park Jaycees
- Virginia Jaycees Life Member
- Jaycees International Senator
Through these organizations, Howard has performed countless hours of community service since February, 1974 as well as supporting numerous charities.
Licensed in, and serving:
- Virginia
- West Virginia
- Maryland
Newsletters
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Leave a Lasting Gift with an Ethical Will
An ethical will, also called a legacy letter, can tell a personal story and communicate beliefs and life lessons to family, friends, or community.
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Most Grocery Shoppers Aren’t Fooled by Shrinkflation
You may have noticed products shrinking in size while prices stay the same or increase. This article includes tips for spotting and reducing the impact of this tricky strategy.
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Medical Debt and Your Credit Report
This article looks at changes in the way medical debt is handled on credit reports and offers tips to avoid having unpaid medical bills impact credit.
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Will You Work Beyond Traditional Retirement Age?
Does your income strategy beyond traditional retirement age include receiving a paycheck? This article looks at the advantages and disadvantages of working later in life.
Calculators
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Life Expectancy
Knowing your likely life expectancy is an important factor in making long-term financial plans.
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Lease Payment
How much would your monthly lease payment be?
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Lifetime Earnings
This calculator is designed to help you attach a dollar figure to your life’s work.
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Credit Card Debt
How Long Will It Take to Pay my Balance?