Helping provide confidence in a complex financial world for over 51 years
Howard Manas, LUTCF
Fellow, Life Underwriters Training Council
Howard Manas is an independent general agent representing only the companies that are the tops in their field in order to find the right solution for your needs. Howard has been in the business for over 50 years, starting his practice in Chicago and relocating to Sterling, Loudoun County, Virginia, in October,1972.
Treating every person as an individual with specialized wants and needs, Howard's specific recommendations are ALWAYS in the client's best interest.
Howard is a strong believer in giving back to the community from which he earns his living. He is an active member of numerous civic and business organizations:
- Paul Harris Fellow, Rotary International
- Major Donor Level One, Rotary International
- Benefactor Level Two, Rotary International
- Rotary Club of Ashburn, Virginia
- Loudoun County Chamber of Commerce
- National Association of Insurance and Financial Advisors (NAIFA)
- 20-time recipient of NAIFA National Quality Award
- 20-time recipient of NAIFA National Sales Achievement Award
- Sterling Park Jaycees
- Virginia Jaycees Life Member
- Jaycees International Senator
Through these organizations, Howard has performed countless hours of community service since February, 1974 as well as supporting numerous charities.
Licensed in, and serving:
- Virginia
- West Virginia
- Maryland
Newsletters
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New Medicare Rules Tackle Prescription Drug Prices
The Inflation Reduction Act of 2022 included provisions intended to lower prescription drug costs for Medicare enrollees and slow drug spending by the federal government.
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Breaking Down Clean Vehicle Tax Credits for Business Owners
Business owners may be able to claim one of two new federal tax credits to help offset the cost to purchase certain clean vehicles.
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A New Year, A New Opportunity to Save with a 529 Plan
This article explains how a 529 plan can help a family save for college, including recent changes that have made these plans more flexible.
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HOT TOPIC: A Cautiously Optimistic Economic Outlook for 2024
The U.S. economy grew in the third quarter of 2023, despite high interest rates and unsettling geopolitical conflict. This article discusses market conditions and economic forecasts for 2024.
Calculators
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Cash Flow Analysis
This Cash Flow Analysis form will help you weigh your income vs. your expenses.
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Taxable Equivalent Yield
Calculate the rate of return you would have to receive from a taxable investment to realize an equivalent tax-exempt yield.
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Retirement Plan Early Distribution
Estimate how much would remain after paying income taxes and penalties if you took an early distribution from a retirement plan.
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Net Worth
A balance sheet summarizes your assets and liabilities and reveals your net worth.